Archive for the ‘Small Business Loans’ Category

asked: For business owners considering SBA financing as a way to either purchase or refinance a commercial property for their business, there are many distinct benefits over comparable conventional bank financing with the SBA programs.    The main benefits of SBA financing include, higher loan to value, reliability of closing, and good loan programs.

SBA Loan Financing

90% financing via the SBA loan program is common on purchases whether via the SAB 7a program or the 504 program.  85% financing on refinances is common on the 7a program as well.  Comparable conventional loans are for the most part capped at 65 -70% of purchases and 55% – 60% on refinances.

For most small businesses keeping as much cash in the business, and not tying it up in there building is critical.  Reserve are absolutely needed to help weather the ups and downs of day to day business.  Running out of cash is one of the leading causes of failed businesses.

SBA Loan Financing – Reliability of Closing
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About Wade Henderson

Wade Henderson: Domestic and International Business Finance since 1995 specializing in challenge situations. "We prefer to find a way to get your loan done as opposed to finding a reason to turn it down.” Connect with me on Google+

Here is a video of a client that we did an Inventory Line for to help her Business Grow.

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IMM Financial

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IMM Financial does Inventory Loans, Purchase Order Finance, Accounts Receivable Finance, Small Business Loans, Equipment Leasing, Merchant Card Advances, Letter of Credit and more.

www.IMMFinancial.com

About Wade Henderson

Wade Henderson: Domestic and International Business Finance since 1995 specializing in challenge situations. "We prefer to find a way to get your loan done as opposed to finding a reason to turn it down.” Connect with me on Google+

asked:

A major misperception among business owners, regarding SBA loans is that they are all the same. Meaning, most business owners have the perception that all of the terms, processes and eligibility requirements are identical from one bank to the next. Although understandable, this simply is not the case.

There are many innovative lenders and banks that use the SBA guarantees to come up with some very interesting loan programs that can be a major benefit and or solution to business owners seeking commercial mortgages.

The SBA has received a bad wrap over the years due to its seemingly complicated and bureaucratic process. The assumption that many entrepreneurs have made boils down to that the SBA is basically just difficult to work with. Although true that the SBA does add on to the underwriting process, the key is to work with a lender that is an expert at dealing with the SBA guidelines, processes AND is set up as a national PLP (Preferred Lending Partner).

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About Wade Henderson

Wade Henderson: Domestic and International Business Finance since 1995 specializing in challenge situations. "We prefer to find a way to get your loan done as opposed to finding a reason to turn it down.” Connect with me on Google+


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Wade Henderson
Thanks for stopping by our web site. If you are looking for Business Financing, you have come to the right place. Look around, you will find plenty of interesting Commercial Finance options and be sure to fill out a Contact Form. One of our Business Financing Specialists will be in touch with your promptly.

"Rather than finding reasons to turn your loan down, we prefer to find ways to get it Done! "

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Wade Henderson
President
IMM Financial
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